How to Apply for a HELB Loan Without an ID


Are you a student looking to apply for a HELB loan but don’t have an ID? You’re not alone. Many students face this problem and may feel frustrated or unsure about the process. In this article, we will provide you with step-by-step instructions on how to apply for a HELB loan without an ID.

Step 1: Gather Required Documents

Before you can apply for a HELB loan, you will need to gather the required documents. These include your letter of admission, academic transcripts, and a copy of your national identification document (NID). If you don’t have an NID, you may be able to use other forms of identification such as a birth certificate or passport.

Step 2: Contact Your College or University

If you are unable to provide an NID, you will need to contact your college or university and explain your situation. They may be able to provide you with alternative forms of identification that will allow you to apply for the loan. In some cases, they may also be able to waive the requirement for an ID altogether.

Step 3: Complete the Application Form

Once you have gathered all the required documents and have spoken with your college or university, you can complete the HELB loan application form. This will typically involve filling out personal information, providing details about your education, and selecting the type of loan you are applying for.

Step 4: Submit Your Application

After completing the application form, you will need to submit it to the HELB Loans Authority. You can do this online or by mailing the form to the address provided on the HELB website. It’s important to note that applications must be submitted before the deadline in order to be considered.

Step 5: Follow Up on Your Application

Once you have submitted your application, you will need to follow up with the HELB Loans Authority to ensure that it has been received and is being processed. This can typically be done by email or phone. If there are any issues with your application, the authority may request additional information or documents from you.


Applying for a HELB loan without an ID can be a challenge, but with the right preparation and follow-up, it is possible to succeed. By gathering all the required documents, contacting your college or university, completing the application form, submitting your application before the deadline, and following up on your application, you can increase your chances of being approved for a HELB loan.